YOUR FUTURE HOME IS
RIGHT HERE
Testimonials
Martha Ortega
Overview
My family worked with Richard on the purchase of our first home. Richard was so helpful, and he patiently guided us during the entire process. Every question we had was answered in a very timely manner. Thank you, Richard, from the bottom of our hearts for all of your help to get the loan, and for assisting us with all of the paperwork. It has been an absolute pleasure to work with you, and will come to you again in the future!
Year
City
Type
Residential
Castle Rock, CO
2023
Ivan G.
Overview
Year
2023
City
Whittier, CA
Residential
Type
I had the pleasure of working with Richard Rodriguez at West Capital Lending and it was unlike anything I have experienced in the past. I felt he truly understood my goals and went above and beyond to achieve them.
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Pull cash from Equity in property without having to refinance.
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Open ended- Only pay on what you use
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Allow for interest-only payment
HELOC
1
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Refi-rate and term (no cash out)
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Refi cash out (includes debt consolidation or home improvement)
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Purchase (certified pre-approval process)
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No PMI with 20% down
Conventional
2
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For Active Duty, Reservists, and Veterans
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Allow for 0% down payment
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No mortgage insurance needed
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Easier credit requirement
VA
3
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Features initial down payment of 3.5%
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offers more flexible credit options
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Requires additional mortgage insurance
FHA
4
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Higher loan amounts that exceed conventional county limits
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Higher reserve requirements
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More restrictive debt to income ratio requirements
Jumbo
5
HERE IS A LIST OF HOME LENDING SERVICES WE PROVIDE